About UsFlood Buyout Program
Got a question? Click here to submit it!
1. Who should I contact if I have questions?
2. Which properties will be acquired first?
3. How long is the process?
4. Is it possible to still participate in this round of buyouts?
5. Who pays for closing costs?
6. Can I demolish my own property?
7. Do I need to pay property taxes?
8. What does HMGP, CDBG and NFIP stand for?
9. What is the replacement housing benefit?
10. What properties have been included in the buyout program(s)and which program is each property in?
11. When and who do we submit insurance claim closing paperwork and receipts to? Can they be e-mailed as attachments or have to be mailed/delivered?
12. Who decided if you were part of the HMGP or CDBG buyout?
13. Is the buyout a definite thing for the 27 properties included on the HMGP application.
14. Is any home in the flood plain eligible for this program? Is it the responsibility of the home owner to contact who ever is in charge of the buyout or do they contact the home owner? I was told I or who ever owns this property would never be eligible for another buyout again for turning down the last one.
Q.) 1. Who should I contact if I have questions?
A.) Darwin Polk
Grants & Public Works Manager
ECIA
7600 Commerce Park
Dubuque, IA 52002
563-556-4166 or 800-942-4648 (Iowa Only)
dpolk@ecia.org
OR
Nicole Turpin
Regional Planning Coordinator
ECIA
7600 Commerce Park
Dubuque, IA 52002
563-556-4166 or 800-942-4648 (Iowa Only)
nturpin@ecia.org
A.) Darwin Polk
Grants & Public Works Manager
ECIA
7600 Commerce Park
Dubuque, IA 52002
563-556-4166 or 800-942-4648 (Iowa Only)
dpolk@ecia.org
OR
Nicole Turpin
Regional Planning Coordinator
ECIA
7600 Commerce Park
Dubuque, IA 52002
563-556-4166 or 800-942-4648 (Iowa Only)
nturpin@ecia.org
Q.) 2. Which properties will be acquired first?
A.) Priority #1: Substantially damaged properties
Priority #2: Properties whose owners are participating in the Dyersville New-Production Program
Priority #3: Properties that are currently vacant
Priority #4: Properties that are owner-occupied primary residents
Priority #5: Properties that are tenant-occupied or secondary homes
A.) Priority #1: Substantially damaged properties
Priority #2: Properties whose owners are participating in the Dyersville New-Production Program
Priority #3: Properties that are currently vacant
Priority #4: Properties that are owner-occupied primary residents
Priority #5: Properties that are tenant-occupied or secondary homes
Q.) 3. How long is the process?
A.) Acquisitions will take probably 6 - 12 months.
Demolition will take probably 3 - 6 months after the acquisitions are completed.
The City has 36 months to complete the entire project.
A.) Acquisitions will take probably 6 - 12 months.
Demolition will take probably 3 - 6 months after the acquisitions are completed.
The City has 36 months to complete the entire project.
Q.) 4. Is it possible to still participate in this round of buyouts?
A.) Additional properties cannot be added to the program. However if additional funding sources become available the City will look into pursuing additional funds. The properties would have to meet the program guidelines.
A.) Additional properties cannot be added to the program. However if additional funding sources become available the City will look into pursuing additional funds. The properties would have to meet the program guidelines.
Q.) 5. Who pays for closing costs?
A.) Closing costs are paid by the City with either HMGP or CDBG acquisition grant funds.
However if a seller (property owner) is unable to deliver an existing abstract to the City, the costs of creating a new 40-year abstract shall be paid by the Seller.
The Seller shall pay all costs required to perfect its title to the Property and shall pay the costs of any additional abstracting and/or title work due to acts or omissions of Seller, including transfers or death of Seller or assigns. The abstract shall become the property of the City when the Purchase Price is paid in full.
A.) Closing costs are paid by the City with either HMGP or CDBG acquisition grant funds.
However if a seller (property owner) is unable to deliver an existing abstract to the City, the costs of creating a new 40-year abstract shall be paid by the Seller.
The Seller shall pay all costs required to perfect its title to the Property and shall pay the costs of any additional abstracting and/or title work due to acts or omissions of Seller, including transfers or death of Seller or assigns. The abstract shall become the property of the City when the Purchase Price is paid in full.
Q.) 6. Can I demolish my own property?
A.) The answer in short is no. Since the program is funded with federal funds there are strict rules and regulations that must be followed.
However, you may choose to bid on the demolition. If interested please provide your contact information to Nicole Turpin and a bid packet will be sent to you when the project gets to that step.
A.) The answer in short is no. Since the program is funded with federal funds there are strict rules and regulations that must be followed.
However, you may choose to bid on the demolition. If interested please provide your contact information to Nicole Turpin and a bid packet will be sent to you when the project gets to that step.
Q.) 7. Do I need to pay property taxes?
A.) The seller (property owner) shall pay all of the taxes on the property (real and personal) up to the date of closing. If any such taxes cannot be determined by the date of the closing, such taxes shall be based on the amount of the last determinable installment, proportionately adjusted by any change on the assessed valuation attributable to capital improvements and which are determinable on the date of closing. The Seller agrees and acknowledges that Seller shall be responsible for the entire amount of the real estate taxes for the current fiscal year, payable in the next fiscal year.
A.) The seller (property owner) shall pay all of the taxes on the property (real and personal) up to the date of closing. If any such taxes cannot be determined by the date of the closing, such taxes shall be based on the amount of the last determinable installment, proportionately adjusted by any change on the assessed valuation attributable to capital improvements and which are determinable on the date of closing. The Seller agrees and acknowledges that Seller shall be responsible for the entire amount of the real estate taxes for the current fiscal year, payable in the next fiscal year.
Q.) 8. What does HMGP, CDBG and NFIP stand for?
A.) HMGP: Hazard Mitigation Grant Program
CDBG: Community Development Block Grant
NFIP: National Flood Insurance Program
A.) HMGP: Hazard Mitigation Grant Program
CDBG: Community Development Block Grant
NFIP: National Flood Insurance Program
Q.) 9. What is the replacement housing benefit?
A.) The City will make a Replacement Housing Benefit Payment based on the owner-occupants purchasing replacement housing which is decent, safe, and sanitary, located outside the floodplain, within 6 months from the owner-occupant's acceptance of the City's offer to purchase the flood damaged property. The payment amount of the Replacement Housing Benefit cannot exceed $10,000. The replacement housing purchase price must be at least $10,000 higher than the purchase offer on the buyout property to receive the full $10,000 benefit. If the replacement housing purchase price is $1,000 more than the purchase offer on the buyout property then the replacement housing benefit would be $1,000.
A.) The City will make a Replacement Housing Benefit Payment based on the owner-occupants purchasing replacement housing which is decent, safe, and sanitary, located outside the floodplain, within 6 months from the owner-occupant's acceptance of the City's offer to purchase the flood damaged property. The payment amount of the Replacement Housing Benefit cannot exceed $10,000. The replacement housing purchase price must be at least $10,000 higher than the purchase offer on the buyout property to receive the full $10,000 benefit. If the replacement housing purchase price is $1,000 more than the purchase offer on the buyout property then the replacement housing benefit would be $1,000.
Q.) 10. What properties have been included in the buyout program(s)and which program is each property in?
A.) HMGP 128 3rd Avenue SW
HMGP 103 2nd Avenue SW
HMGP 125 3rd Avenue SW
HMGP 228 3rd Avenue SW
HMGP 302 1st Avenue W
HMGP 314 1st Avenue W
HMGP 91 12th Avenue SW
HMGP 403 2nd Avenue SW
HMGP 219 3rd Avenue SW
CDBG 320 2nd Avenue SW
HMGP 115 2nd Avenue SW
CDBG 123 2nd Avenue SW
HMGP 127 2nd Avenue SW
HMGP 104 3rd Avenue SW
CDBG 110 3rd Avenue SW
HMGP 120 3rd Avenue SW
HMGP 129 3rd Avenue SW
CDBG 203 3rd Avenue SW
HMGP 223 3rd Avenue SW
HMGP 318 3rd Street SW
CDBG 405 4th Street SW
CDBG 411 4th Street SW
HMGP 225 5th Street SW
HMGP 402 9th Avenue SE
HMGP 406 3rd St SW
HMGP 115 3rd Avenue SW
HMGP 111 3rd Avenue SW
CDBG 101 3rd Avenue Sw
HMGP 109 2nd Avenue SW
HMGP 321 3rd Avenue SW
HMGP 320 4th Street SW
HMGP 317 4th Street SW
HMGP 415 3rd Avenue SW
HMGP 427 3rd Avenue SW
CDBG 308 1st Avenue W
CDBG 228 1st Avenue W
CDBG 403 1st Avenue W
A.) HMGP 128 3rd Avenue SW
HMGP 103 2nd Avenue SW
HMGP 125 3rd Avenue SW
HMGP 228 3rd Avenue SW
HMGP 302 1st Avenue W
HMGP 314 1st Avenue W
HMGP 91 12th Avenue SW
HMGP 403 2nd Avenue SW
HMGP 219 3rd Avenue SW
CDBG 320 2nd Avenue SW
HMGP 115 2nd Avenue SW
CDBG 123 2nd Avenue SW
HMGP 127 2nd Avenue SW
HMGP 104 3rd Avenue SW
CDBG 110 3rd Avenue SW
HMGP 120 3rd Avenue SW
HMGP 129 3rd Avenue SW
CDBG 203 3rd Avenue SW
HMGP 223 3rd Avenue SW
HMGP 318 3rd Street SW
CDBG 405 4th Street SW
CDBG 411 4th Street SW
HMGP 225 5th Street SW
HMGP 402 9th Avenue SE
HMGP 406 3rd St SW
HMGP 115 3rd Avenue SW
HMGP 111 3rd Avenue SW
CDBG 101 3rd Avenue Sw
HMGP 109 2nd Avenue SW
HMGP 321 3rd Avenue SW
HMGP 320 4th Street SW
HMGP 317 4th Street SW
HMGP 415 3rd Avenue SW
HMGP 427 3rd Avenue SW
CDBG 308 1st Avenue W
CDBG 228 1st Avenue W
CDBG 403 1st Avenue W
Q.) 11. When and who do we submit insurance claim closing paperwork and receipts to? Can they be e-mailed as attachments or have to be mailed/delivered?
A.) Please submit insurance documentation stating the claim is closed and receipts to:
Nicole Turpin or Darwin Polk
7600 Commerce Park
Dubuque, Iowa 52002
If able you may scan documents and email them to nturpin@ecia.org.
A.) Please submit insurance documentation stating the claim is closed and receipts to:
Nicole Turpin or Darwin Polk
7600 Commerce Park
Dubuque, Iowa 52002
If able you may scan documents and email them to nturpin@ecia.org.
Q.) 12. Who decided if you were part of the HMGP or CDBG buyout?
A.) The HMGP acquisition application was submitted to Iowa Homeland Security and Emergency Management (IHSEM) January 30, 2009. IHSEM reviewed the applicant and it went to FEMA for review and approval. At this time we were being told that awards would be made by March or April. The City told property owners April or May to provide some additional time in case of delays. FEMA is the agency that decided which properties would be included on the application. In the mean time the Iowa Department of Economic Development (IDED) decided to see if some of the CDBG disaster funds coming into the State could be used for acquisitions. The Department of Housing and Urban Development (HUD) agreed, which is the federal agency that administers the CDBG funds. CDBG applications were due July 1, 2009, at which time The City was still waiting on word regarding the HMGP application. All 37 properties were included on the CDBG application in case the application was not funded or in the event FEMA removed some properties. IDED is working through the applications and will hopefully be making an award announcement shortly. They have not provided a more detailed timeframe. Once the City is notified of the award all property owners on the CDBG application will be notified as well as the Citys flood buyout questions website.
A.) The HMGP acquisition application was submitted to Iowa Homeland Security and Emergency Management (IHSEM) January 30, 2009. IHSEM reviewed the applicant and it went to FEMA for review and approval. At this time we were being told that awards would be made by March or April. The City told property owners April or May to provide some additional time in case of delays. FEMA is the agency that decided which properties would be included on the application. In the mean time the Iowa Department of Economic Development (IDED) decided to see if some of the CDBG disaster funds coming into the State could be used for acquisitions. The Department of Housing and Urban Development (HUD) agreed, which is the federal agency that administers the CDBG funds. CDBG applications were due July 1, 2009, at which time The City was still waiting on word regarding the HMGP application. All 37 properties were included on the CDBG application in case the application was not funded or in the event FEMA removed some properties. IDED is working through the applications and will hopefully be making an award announcement shortly. They have not provided a more detailed timeframe. Once the City is notified of the award all property owners on the CDBG application will be notified as well as the Citys flood buyout questions website.
Q.) 13. Is the buyout a definite thing for the 27 properties included on the HMGP application.
A.) The City of Dyersville has been awarded the funding to acquire and demolish all 27 properties on the HMGP application. This is a voluntary program and the property owners can choose to not participate in the program. .
A.) The City of Dyersville has been awarded the funding to acquire and demolish all 27 properties on the HMGP application. This is a voluntary program and the property owners can choose to not participate in the program. .
Q.) 14. Is any home in the flood plain eligible for this program? Is it the responsibility of the home owner to contact who ever is in charge of the buyout or do they contact the home owner? I was told I or who ever owns this property would never be eligible for another buyout again for turning down the last one.
A.) The funding for this program under the both the HMGP and CDBG programs are voluntary acquisitions.
If a property owner chooses to decline the voluntary buyout program that in itself does not eliminate that property from being included in a future buyout.
Please beware that there may not be another buyout round. Typically these grant funds are only made available after a disaster. The City would have to choose to apply and would also have to choose to include said property in the application. The disasters of 2008 have provided significant amounts of funding for mitigation/acquisition that may or may not be seen in the future. For example CDBG funds have been used to cover the 15% local match that typically a community has to cover. Previous Dyersville Acquisition projects have required the property owner to provide the 15% local match requirement. CDBG have also been used to provide 100% acquisitions for properties that did not have a strong enough benefit cost analysis (BCA) to be included in the HMGP program. This is the first time that CDBG funds have been used to acquire disaster affect properties.
A.) The funding for this program under the both the HMGP and CDBG programs are voluntary acquisitions.
If a property owner chooses to decline the voluntary buyout program that in itself does not eliminate that property from being included in a future buyout.
Please beware that there may not be another buyout round. Typically these grant funds are only made available after a disaster. The City would have to choose to apply and would also have to choose to include said property in the application. The disasters of 2008 have provided significant amounts of funding for mitigation/acquisition that may or may not be seen in the future. For example CDBG funds have been used to cover the 15% local match that typically a community has to cover. Previous Dyersville Acquisition projects have required the property owner to provide the 15% local match requirement. CDBG have also been used to provide 100% acquisitions for properties that did not have a strong enough benefit cost analysis (BCA) to be included in the HMGP program. This is the first time that CDBG funds have been used to acquire disaster affect properties.